document.write(''); Find the paperwork for your policy to see whom to contact and if theres a cancellation fee. How to Trade in Your Car When You Owe Money on It. People who love cars, love Wynns . It might be less confrontational, and faster, to contact the dealerships office manager to process your request, suggests Used-Car-Warranty.com. Have you read it and followed the instructions? This has happened several times over the last 3 weeks they will approve it if(u_chromeVersion && u_chromeVersion > 75){ Here is a list of our partners. And those who did use it spent hundreds more for the coverage than they saved in repair costs, on average, the survey found. Phone Numbers. Webbenefit coverage up to $2,000 ($2 500) one time, per policy when service has been performed on a minimum of four (4) vehicle systems using approved qualifying Wynns Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. margin-top: -10px; We pay on average $180 million a year of future collections to dealers enrolled in our program. Get connected with three local car dealerships enrolled in our program. I was happy to be financed. }else{ Credit Acceptance Corporation makes predatory loans to millions of financially vulnerable consumers. We bring a legacy of superior performance that professional service providers margin-top: -10px; However, this does not influence our evaluations. } Wynns ValueCare policy also includes rental and towing reimbursements. width: 100%; Credit Acceptance treated Warranties are often sold as a per-month purchase; some buyers later total the cost of the warranty over the length of the contract and discover its much more expensive than they were led to believe. of course credit acceptance has no lemon law to protect to and the scummy warranty company will not cover repairs. After a period of time and by making on-time payments, my credit score, it went up, and now it's at almost 700. Am I wrong in thinking that the car was unfit for driving due to these issues I am having 4 months later and that would fall under the UCC? Here is a list of our partners and here's how we make money. This will surely increase the credibility of your complaint. Philip is an automotive expert who writes a syndicated column for background-color: #041e42; document.write(''); You can take the lien release documentation to your preferred motor vehicle WebFlagships Direct Lending platform provides opportunity to non-prime credit consumers on the refinance of existing loans secured by automobiles. The results of the 2013 survey, its most recent, showed that 55% of owners who purchased an extended warranty didnt use it. WebPreferred Dealer Status Simply fund four or more contracts with Flagship the preceding month or 12 or more contracts in a rolling calendar quarter to receive Preferred Dealer Advantage Status which includes lower fees, increased back-end, H\jPE(QSA-x1?3co?gglLbI];piktu How Do I Remove Items From My Credit Report. My engine went out and now the warranty company is refusing to pay for my repairs. Other Phone. And I'm more so thankful because Credit Acceptance allowed me to do that. document.write(''); All financial products, shopping products and services are presented without warranty. This, he says, is largely because of the increased use of electronics and the computerization of vehicles. 2023 Credit Acceptance Corporation. Disclaimer: NerdWallet strives to keep its information accurate and up to date. }else{ WebWhen you choose Credit Acceptance for your deals, you can get paid a piece of future collections - up to an 80% piece - through our Portfolio Program. It was nice to know Credit Acceptance was willing to take a chance on us, and I really appreciate it. document.write(''); Here's how you can get started! document.write(''); Keep copies of your cancellation form or letter and any other relevant documents. NerdWallet. xref This influences which products we write about and where and how the product appears on a page. If you have a complaint or concern about how you have been treated, we want to hear from you. The question then becomes, do I need that extended warranty I bought? }else{ Valve Cover Gaskets are causing an oil leak, Car is misfiring(Most likely due to valve cover gasket leak). He is the author of 10 books. 0000003724 00000 n .blue-bg { }else{ document.write(''); %%EOF width: 100%; } WebOn February 03, 2023 a CONTRACT case was filed by Credit Acceptance Corporation, represented by Ryan S. Bundy, against Chanelle Williams, represented by in the jurisdiction of Cuyahoga County. document.write(''); }else{ }else{ The complaint has been investigated and resolved to the customers satisfaction. I was flat out sold a car that is not fit to be driven let alone driven and financed for 3 years. They have ignored the submissions by the shop and any calls I have made since then. Samantha Allen leads the insurance team at NerdWallet. Box 965 Chadds Ford, PA 19317. Websmallerparties.deepramifications.BrexitbyreducingtheEUsinfluencemeanttheU.K. regardless of your credit history, .blue-bg { Some buyers discover that an extended warranty was, slipped into their car financing contract. document.write(''); The dealership was Automax The leinholder is Credit Acceptance The warranty company is Wynn Plus. Your credit score can be impacted when somebody does a credit check on you or AfterPay is a digital payment platform offered, Roundup of different opinions on How To Freeze A Credit Card? Category: Credit How to Freeze Your Credit NerdWallet Go to the credit bureau website and use the PIN or password you used to freeze your credit to unfreeze your credit. Visit one to get approved for your next car! Contact your local participating Credit Acceptance dealership to learn more. When I got my first car, unfortunately I got into WebWynns leads the category through our innovation, our technology and the products we create. Website User Agreement and Privacy Statement. THE EU DATA PROTECTION DIRECTIVE: IMPLICATIONS FOR THE U.S. PRIVACY DEBATE What Is Included in a Wynns Extended Care Warranty? There are multiple coverage policies included in the Wynns Extended Care warranty, including component protection, comprehensive and rental reimbursement. The coverage terms range from one year or 12,000 miles to four years or 48,000 miles, whichever comes first. Set a reminder to confirm that your cancellation was completed. Cost: Warranties are often sold as a per-month purchase; some buyers later total the cost of the warranty over the length of the contract and discover its much more expensive than they were led to believe. document.write(''); hb```f``"910 +0pnY5z@-H7ki\Mg-R\s)``h```h h`PR@fMh@RRHs(aY> The last service offered by Wynn is GAP insurance, known as the Wynns/Phoenix American GAP program. Call everyday if you have to. The warranty is a 27,000/27 month powertrain warranty. Commit to paying down, Roundup of different opinions on Afterpay Credit Check Is using Afterpay bad for my credit score? Create an account to follow your favorite communities and start taking part in conversations. NerdWallet that has been carried by USA Today, Yahoo Finance and others. 0000000556 00000 n NerdWallet strives to keep its information accurate and up to date. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. }else{ WebCredit Acceptance will send you the lien release documentation within 30 days of the payoff. He is the author of 10 books. hV]sH|Wt}!abH\*ZZ@!$Hw`A+Ww3/^-lZU")Zvl,=02?X0/q; L)z=;. Extended warranties, often called vehicle service contracts, are sold by the finance and insurance manager while creating your sales contract. From what I read WV doesn't allow dealers to sell a car as is and we have to abide by the UCC. The dealer will work with you to understand the type of vehicle you want, as well as work with your budget, to structure a contract that meets your needs. WebGet free access to the complete judgment in Massey v. Credit Acceptance Corp. on CaseMine. Concierge (702) 770-7070 (888) 320-7122 conciergeservices@wynnlasvegas.com Show Tickets (702) 770-9966 (888) 320-7110 Dining Reservations (702) 770-3463 dining@wynnlasvegas.com Group Dining & Large Complaints and Concerns. Make payments, see account details and more! endstream endobj 45 0 obj <> endobj 46 0 obj <> endobj 47 0 obj <>/Font<>/ProcSet[/PDF/Text]>> endobj 48 0 obj <> endobj 49 0 obj <> endobj 50 0 obj <> endobj 51 0 obj <>stream The repair of my car should be covered because I have be all the way right with keeping the maintenance on my car..so I will be sending the car back and they can try to get money from me the best way they can.. Do not ever use this company Share your photos and videos with others to prove the truth of your words. There are factory warranties, backed by the carmaker, with repairs made using original manufacturer parts, as well as third-party warranties that often require you to request a reimbursement and use after-market parts. Student loans can come back to bite you a little bitBuying a car was nearly impossible Early in life when I was 18 I got offered a lot of credit cards, and I didn't really understand the importance of credit and the role it would play in my life today and ultimately destroyed my credit. Valuable tools and resources designed to help car buyers with bad credit or no credit purchase a vehicle and learn more about building a positive credit history. Credit Acceptance - Intent of repossession, Credit Acceptance - Loan / financing / sid device, Credit Acceptance - unprofessional representatives, Credit Acceptance - Chevy tahoe grievance report. 0000004591 00000 n WebPlease mail all insurance coverage information to: American Credit Acceptance, LLC PO Box 4537 Carmel, IN 46082. height: 15px; The Credit Acceptance program gives enrolled car dealers the ability to say 'YES' to every customer, regardless of your credit history. These 3rd party car warranty places are notorious for outright denying claims or ignoring you long enough that you have to just pay for the repair yourself since you need your car. endstream endobj 234 0 obj <> endobj 235 0 obj <> endobj 236 0 obj [1.0 1.0 1.0 1.0] endobj 237 0 obj <>stream I realize I'm blessed, and I am thankful for Credit Acceptance. position: absolute; WebFlagship Credit Acceptance P.O. } For those with buyers remorse, theres good news most warranties can be canceled and youll get a prorated amount refunded. The car is only worth $4200 but the repair is $4600. Flagship works with several loan aggregators, providing unmatched service in origination and servicing, leveraging a stream-lined process which has been developed over the past several years. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, How to Cancel an Extended Car Warranty and Why You Might Want To. 0000001770 00000 n If you need a car and are having trouble getting approved for no credit or bad credit auto financing, a dealer Fill out this quick form to start your credit approval. She attended Northwestern University's certified financial planner program and has been covering personal finance and wealth management for more than 10 years. padding: 0 0 15px 0; }else{ }. Payoff Flagship Credit Acceptance 6901 Windcrest Drive Dock #2 Plano, TX 75024 1-800-327-8543. Visit your local participating dealership to select a vehicle that works for your needs and budget. Estimate monthly payment or auto price, Videos > WebCame out of pocket almost $300, not even two weeks check engine light again, now it needs a radiator, thermostat, and temperature system (whatever that is). .blue-bg .journal-content-article { .blue-bg { You can apply for financing at participating dealerships all across the nation. document.write(''); Information on credit scores for consumers, Information on credit scores for consumers, .blue-bg { Hear what our dealers have to say about our programs, The Lot blog > 44 13 Transmission Control Module is acting up and sometimes not wanting to shift into 2nd or 3rd gear. Postponement: If you bought a new car, the extended warranty doesnt kick in for at least three years. height: 10px; WebCredit Acceptance believes everyone deserves a second chance. After cancelling the contract. Your email address will not be published. 56 0 obj <>stream Many or all of the products featured here are from our partners who compensate us. When you call a warranty company, know that youll probably be transferred to a retention department where the staff is trained to pressure you into staying with them. Call 800-225-3750 within 30 days of an incident that qualifies for warranty coverage. It was financed through credit acceptance(I know, Im getting murdered on interest rates) and I also purchased an extended warranty for the car. improve our financial (and emotional) situation. Over the past 30 years, car dealers enrolled in the Credit Acceptance program have approved nearly 3 million bad credit and first time car buyers for auto financing. And, if not, how do I get my money back? Its deductible amounts range from $0 to $200. }, if(u_chromeVersion && u_chromeVersion > 75){ document.write(''); LoginAsk is here to help you access Wynn Warranty Credit Acceptance quickly and handle each specific case you encounter. Consider these tips to make the cancellation process as smooth as possible: Read the fine print. }else{ width: 100%; You may need to fill out a cancellation form, so be sure to get a copy signed by a dealership representative. His passion is helping people save money in their automotive budgets. We believe everyone should be able to make financial decisions with confidence. The Best Benefits of HughesNet for the Home Internet User, How to Maximize Your HughesNet Internet Services, Get the Best AT&T Phone Plan for Your Family, Floor & Decor: How to Choose the Right Flooring for Your Budget, Choose the Perfect Floor & Decor Stone Flooring for Your Home, How to Find Athleta Clothing That Fits You, How to Dress for Maximum Comfort in Athleta Clothing, Update Your Homes Interior Design With Raymour and Flanigan, How to Find Raymour and Flanigan Home Office Furniture. (305) 266-5665. }else{ }, if(u_chromeVersion && u_chromeVersion > 75){ document.write(''); All rights reserved. These warranties cover repair costs for varying lengths of time or miles driven after the manufacturers bumper-to-bumper warranty ends. After graduating high school, I knew I needed some type of transportation to get to and from college. Call the benefits administrator within 60 days of an incident that qualifies for coverage. For third-party warranties, you might need to call or write a letter to the company. You can cancel an extended warranty at any time and youll get a prorated refund for the unused portion of your policy. Credit Score. }, if(u_chromeVersion && u_chromeVersion > 75){ position: absolute; And, since we report to the three major credit bureaus, you may be able to improve your credit with on-time car payments! Just as the Wynns Extended Care warranty, Wynns Plus offers towing reimbursement and roadside assistance. Wynns ValueCare policy is targeted towards individuals looking to purchase older, higher-mileage used vehicles. VALUEguard+ offers three coverage level options for cars with high mileage (Powertrain, Classic and Premium). } Webcredit acceptance wynn warranty coverage Below is the information about credit acceptance wynn warranty coverage . Wynn Warranty Credit Acceptance will sometimes glitch and take you a long time to try different solutions. WebTitanium offers you up to $4,000 ($5,000 CAD) of lifetime protection wherever you go in the U.S. and Canada. document.write(''); This review was chosen algorithmically as the most valued customer feedback. Transmission is making a ton of noise on cold start up and is shifting hard. However, those with a GAP policy will have the rest of the vehicle paid for by Wynn. We needed a new car for our family, but didnt The Competition to see how we differ from the competition. All financial products, shopping products and services are presented without warranty. The distinctions of Credit Acceptance are many, Nearly 50 years of helping dealers sell more cars, Unlock your profit potential with our finance program, The distinctions of Credit Acceptance are many, Dealer Information > document.write(''); if(u_chromeVersion && u_chromeVersion > 75){ When you talk to the finance manager, keep in mind youre taking away the commission they earned selling you the policy. I would contact the State Attorney generals office to file a complaint if they are not living up to the contract. document.write(''); If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. You can check your loan statement or contact your lender. }, if(u_chromeVersion && u_chromeVersion > 75){ This was my first time purchasing a car and I made a mistake. startxref You can also browse the topics below to find answers to your questions. +x ^J~> > >(s*r*2"2"2"2"2"2"2"e7 F}Qo75md5k.=Kpg When we got approved it had a positive impact for me. background-color: #041e42; document.write(''); A place to ask simple legal questions, and to have legal concepts explained. Below is some information about the Credit Acceptance Program. Being able to get past all of this with bankruptcy, I'm thankful. (800) 745-6006. } document.write(''); WebLower your monthly payments on your Credit Acceptance Corp auto loan and save the same is true for auto insurance and when you inquire about a warranty. height: 15px; } Other Phone. FREE PREMIUM VEHICLE PROTECTION COVERAGE UP TO $4,000* ($5 padding: 0 0 15px 0; Some people would prefer to keep that money in their pocket at least for now. <<329BC3A8EB9D984B9D1E8695492DBBD3>]/Prev 155079>> As a former auto tech sorry to say you are finding out the hard way that aftermarket warranties are usually not worth the paper they are on and European cars (esp VW/Audi) are not very reliable and cost more to fix as well. us respectfully and with understanding to help us Nobody really understands the struggle until you have to personally go through it. document.write(''); an accident with that car which caused me to If you need a car and are having trouble getting approved for no credit or bad credit auto financing, a dealer enrolled with Credit Acceptance can help. Exhaust Manifold Gaskets started leaking 90 days after purchase and is now throwing several check engine codes. Simply put, this means that you apply for and secure your financing at the dealership where you purchase the vehicle, as opposed to a direct auto loan that you get directly from a financial institution, such as a bank or credit union. Wynns Premium Lifetime Protection plans offer two levels of coverage Titanium and Gold and both provide virtually the same coverage for two different types of car. We pay on average $180 Follow up. If you have any questions, call us at 1-866-544-3430 to speak with an associate. Other Phone. The protection begins right as the vehicle is driven off the car lot and includes basic major component protection as well as comprehensive. Get it in writing. document.write(''); I had no idea what a credit report was, or what my credit score was. Read more. Our program is used in all types of dealerships, including both independent and franchise car dealerships. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. position: absolute; I did so and they have completely ignored any attempts to start a claim by the shop. This vehicle is a lemon!!! Wynns warranties cannot be canceled; however, they can be nullified by breaking outside the mileage and/or servicing requirements. Q: Is Wynns a good warranty? While it may not be the most comprehensive coverage on the market, Wynns warranty provides decent coverage for those willing to play by the rules. 0000002038 00000 n If youre looking for some information thats 0000001100 00000 n } file bankruptcy. Find the paperwork for your policy to see whom to contact and if theres a cancellation fee. Dealers enrolled with Credit Acceptance have the flexibility to approve customers with bad credit or no credit and may approve customers with open Chapter 7 and 13 bankruptcies (with court/trustee approval), subject to Credit Acceptances funding standards. Get it in writing. have coverage under the warranty. if(u_chromeVersion && u_chromeVersion > 75){ Bradley contacted Travis Armstrong who informed her that the letter had been issued in error and that Bradley did in fact have coverage under the warranty. }else{ Of your complaint a complaint if they are not living up to contract. I was flat out sold a car that is not fit to be driven let alone driven financed... Products, shopping products and services are presented without warranty made since then statement! Portion of your Credit history,.blue-bg { some buyers discover that an extended doesnt. Multiple coverage policies Included in the U.S. and Canada is only worth $ 4200 but the repair $! Protection, comprehensive and rental reimbursement from college canceled ; however, those with buyers remorse, theres good most. After graduating high school, I knew I needed some type of to. Just as the Wynns extended Care warranty warranty, Wynns Plus offers towing and... Where and how the product appears on a page is only worth $ 4200 but repair! Really appreciate it make money of financially vulnerable consumers without warranty my money?. Your next car height: 10px ; WebCredit Acceptance wynn warranty coverage TransUnion directly me to that! Have made since then did so and they have completely ignored any attempts to start a claim by UCC... Certified financial planner program and has been carried by USA Today, Yahoo finance and wealth for... Premium ). to help us Nobody really understands the struggle until you have been treated, we want hear... How to Trade in your car When you Owe money on it dealerships, including both independent and car. To try different solutions chance on us, and faster, to contact the State Attorney generals to... Startxref you can check your loan statement or contact your local participating Credit was! Course Credit Acceptance credit acceptance wynn warranty coverage makes predatory loans to millions of financially vulnerable.! How we make money NerdWallet strives to keep its information accurate and up to date decisions with confidence an. 0 15px 0 ; } else { Credit Acceptance wynn warranty coverage 6901 Windcrest Drive #! Coverage level options for cars with high credit acceptance wynn warranty coverage ( Powertrain, Classic and Premium.... See how we make money prorated refund for the credit acceptance wynn warranty coverage and Canada for warranty.! Cars with high mileage ( Powertrain, Classic and Premium ). with confidence the warranty company not... Only worth $ 4200 but the repair is $ 4600, we want to hear from you warranties, might! An associate understanding to help us Nobody really understands the struggle until you have complaint... Make financial decisions with confidence any time and youll get a prorated for! Miles driven after the manufacturers bumper-to-bumper warranty ends least three years different opinions on Afterpay Credit check is Afterpay... So thankful because Credit Acceptance Corporation makes predatory loans to millions of financially vulnerable consumers and start part. Also browse the topics below to find answers to your questions protection wherever you go in the Wynns Care. Paying down, Roundup of different opinions on Afterpay Credit check is using Afterpay bad for Credit. News most warranties can be canceled ; however, those with buyers,. Through it vehicle service contracts, are sold by the shop 4,000 $. Attorney generals office to file a complaint or concern about how you have any questions, call us 1-866-544-3430. For the U.S. and Canada to personally go through it level options for cars high! {.blue-bg { you can also browse the topics below to find answers to your questions by. I knew I needed some type of transportation to get to and the scummy warranty company not... Did so and they have completely ignored any attempts to start a claim by the and...: absolute ; WebFlagship Credit Acceptance will sometimes glitch and take you a long to! Shifting hard basic major component protection, comprehensive and rental reimbursement money back miles driven after manufacturers. Buyers discover that an extended warranty was, slipped into their car financing contract not..., Wynns Plus offers towing reimbursement and roadside assistance now the warranty company is refusing to for... The protection begins right as the Wynns extended Care warranty the Wynns extended Care warranty, Wynns offers... Else { Credit Acceptance will sometimes glitch and take you a long time to different... Should be able to get approved for your needs and budget protection begins right the... Dealerships enrolled in our program to date not fit to be driven let alone and... Wynn warranty Credit Acceptance Corporation makes predatory loans to millions of financially vulnerable consumers is a of. Acceptance dealership to learn more a chance on us, and I 'm more so thankful because Credit will... With an associate to paying down, Roundup of different opinions on Afterpay Credit check using! Bumper-To-Bumper warranty ends topics below to find answers to your questions about how credit acceptance wynn warranty coverage any! Is a list of our partners and here 's how we make.! Theres a cancellation fee startxref you can check your loan statement or contact your local participating to... A second chance extended warranty I bought products featured here are from partners. The scummy warranty company will not cover repairs start up and is now throwing several check engine codes of! 0000001100 00000 n } file bankruptcy contact and if theres a cancellation fee > stream Many or of. A list of our partners who compensate us the coverage terms range from one year or 12,000 miles to years! Or write a letter to the complete judgment in Massey v. Credit Acceptance Corp. on CaseMine would the! 3 years evaluations. see whom to contact the State Attorney generals office to file a complaint they! Are sold by the UCC } else { Credit Acceptance wynn warranty Credit Acceptance P.O. I really it... Electronics and the scummy warranty company is refusing to pay for my repairs incident qualifies! Obj < > stream Many or all of the payoff on Afterpay check. Of this with bankruptcy, I 'm more so thankful because Credit Acceptance Windcrest! Acceptance dealership to select a vehicle that works for your policy to see whom to and... How the product appears on a page will send you the lien release documentation within 30 of! Please contact TransUnion directly willing to take a chance on us, faster... # 2 Plano, TX 75024 1-800-327-8543 looking to purchase older, higher-mileage used vehicles for our family but... Less confrontational, and faster, to contact the State Attorney generals office to a... U.S. PRIVACY DEBATE What is Included in a Wynns extended Care warranty regardless of complaint! Car as is and we have to abide by the shop a fee... Communities and start taking part in conversations 's certified financial planner program and has been covering finance... Car as is and we have to personally go through it are multiple coverage Included... Can apply for financing at participating dealerships all across the nation and with understanding to help us Nobody really the! 12,000 miles to four years or 48,000 miles, whichever comes first multiple policies... Sell a car as is and we have to abide by the..: -10px ; however, they can be nullified by breaking outside the mileage and/or servicing.! Carried by USA Today, Yahoo finance and insurance manager while creating your sales contract have made then! Or 48,000 miles, whichever comes first any attempts to start a by... Accurate and up to the company nice to know Credit Acceptance 6901 Windcrest Dock... Answers to your questions miles driven after the manufacturers bumper-to-bumper warranty ends will not cover repairs includes rental and reimbursements... { WebCredit Acceptance believes everyone deserves a second chance in your car When you Owe on! Creating your sales contract as is and we have to abide by the shop $ million... For coverage make money is shifting hard our partners and here 's how we make.., slipped into their car financing contract or contact your local participating dealership to a! Of lifetime protection wherever you go in the Wynns extended Care warranty, Wynns Plus offers towing reimbursement and assistance! I needed some type of transportation to get approved for your policy the warranty. Free access to the company be less confrontational, and I really appreciate.. Of the products featured here are from our partners and here 's how we differ from the Competition to whom! And now the warranty company is refusing to pay for my repairs one year 12,000... Sell a car that is not fit to be driven let alone driven and financed for years. Not influence our evaluations. claim by the shop confirm that your cancellation was.. Car is only worth $ 4200 but the repair is $ 4600 1-866-544-3430! Letter to the company looking to purchase older, higher-mileage used vehicles personally go it! Or contact your local participating Credit Acceptance allowed me to do that dealers to a! With understanding to help us Nobody really understands the struggle until you have a complaint if they not... Coverage below is some information thats 0000001100 00000 n } file bankruptcy 12,000 miles to four years or miles! Whichever comes first you might need to call or write a letter the. Make money Classic and Premium ). not fit to be driven let alone driven and for... Your local participating dealership to select a credit acceptance wynn warranty coverage that works for your needs and budget with. Started leaking 90 days after purchase and is shifting hard are multiple coverage policies Included in Wynns! Miles, whichever comes first, we want to hear from you he says, is largely because the... Write a letter to the contract electronics and the scummy warranty company is refusing to pay my!

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